Cash Flow Projection Calculator
Forecast monthly cash flows with seasonal and growth adjustments.
Monthly Financials
$
$
Projection Settings
%
Peak vs. low season variation
%
Annual growth rate
months
Acquisition Financing (Optional)
$
Include loan payments in cash flow
%
%
years
How It Works
•
Base Projection: Uses monthly revenue and expenses
•
Seasonal Adjustment: Applies seasonal variation patterns
•
Growth Rate: Compounds annual growth monthly
Cash Flow Tips
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Monitor working capital needs
✓
Plan for seasonal variations
✓
Account for payment delays
✓
Build cash reserves
Seasonal Patterns
RetailQ4 Peak
RestaurantsSummer Peak
LandscapingSpring/Summer
Tax ServicesQ1 Peak
Need Funding?
Get financing for your business acquisition. We offer flexible funding options including SBA loans and business loans.
Explore Funding Options →Quick Tips
- • Use historical data for seasonal patterns
- • Consider industry-specific cycles
- • Factor in economic conditions
- • Plan for unexpected expenses