Loan Amortization Calculator
View complete loan payment schedule with principal and interest breakdown.
Loan Details
$
%
years
How It Works
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Monthly Payment: Calculated using standard amortization formula
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Principal: Amount applied to loan balance each month
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Interest: Cost of borrowing, decreases over time
Typical Loan Terms
SBA 7(a) Loans7-10 years
SBA 504 Loans10-25 years
Conventional5-10 years
Seller Financing5-10 years
Interest Rates
SBA LoansPrime + 2-5%
Bank Loans7-12%
Seller Financing6-10%
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Explore Funding Options →Quick Tips
- • Longer terms = lower payments but more interest
- • Early payments reduce total interest paid
- • Compare multiple loan offers
- • Factor loan payments into cash flow projections